Direct answer
Repay the starting loan in full to unlock Debt Free. The loan is part of the opening economy โ see the money page for loan mechanics.
The path
- Sell your first harvests and meals (direct sale or early orders).
- Prioritise repaying the loan over big room expansions.
- Track the remaining balance; the achievement triggers on full repayment.
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Evidence note
Trigger is verified in the current 1.0 build via loan repayment. If your trigger differs, report it โ conflicting evidence is preserved, not averaged.
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Related achievements Unexpected Income and Secret Ingredient share the economy dataset.